How Discretionary Expenses Work

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­Trendy clothes. Daily Starbucks coffee. All the newest CDs. What is your weakness? Everyone has one, whether it’s a common one, like the ones just listed, or something a little different, like needing every book and magazine by Rachael Ray, the oh-so-popular chef.

from Pocket http://money.howstuffworks.com/personal-finance/budgeting/discretionary-expenses.htm
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